Mature drivers, 55 or older, who successfully complete an approved Driver Improvement Course can qualify for reduced motor vehicle insurance premiums. California law allows insurance companies to determine the percentage of premium reduction. The insurance carrier can refuse to give a reduced rate to those who have poor driving records. You may wish to ask your insurance company about your eligibility and the amount of discount prior to taking an approved mature Driver Improvement Course.
Mandatory Insurance Discount for 3 Years per California Insurance Code (Section 11628.3)
*California Insurance Code 11628.3. states that "..every admitted insurer shall provide for an appropriate percentage of reduction in premium rates for motor vehicle liability insurance for principal operators who are 55 years of age or older and who produce proof of successful completion of the mature driver improvement course provided for and approved by the Department of Motor Vehicles pursuant to Section 1675 of the Vehicle Code." Please contact your insurer to determine the amount of your discount.